Florida Statute 626.0629, requires
insurance companies to offer Florida
homeowners "discounts, credits, or other
rate differentials..." for construction
techniques that reduce damage and loss in
windstorms. These discounts became
effective in 2003. We offer this valuable
service to property owners in Florida to
reduce your windstorm premiums.
A windstorm inspection,
is also referred to as a windstorm
insurance inspection.
Windstorm inspections look for
construction features that have been shown
to reduce losses in hurricanes, such as a
hip roof, concrete block construction, the
presence of gable end bracing, shutters,
opening protections, the presence of
clips, single or double roof straps, and a
secondary water resistance barrier.
A homeowner, regardless of
the age of the property, with windstorm
insurance can often submit the results of
a windstorm inspection to their insurer to
obtain discounts on their windstorm
insurance. In Florida, premium discounts
for certain favorable wind mitigation
features are mandated by State law and can
total 45% of the original policy's
premium.
Our
Promise:
If you do not receive a
discount from your insurance company
greater than the inspection fee we
collect, your inspection is FREE.
.jpg)
